Startup Archives - Startups Real

Creditoh.com is a fintech startup that offers a digital-based mortgage advisory service aimed at end customers (B2C) and real estate professionals (B2B) seeking financing for the purchase of a home

Creditoh.com is a fintech startup that offers a digital-based mortgage advisory service aimed at end customers (B2C) and real estate professionals (B2B) seeking financing for the purchase of a home. The company searches for the best mortgage offer in the sector according to the financial profile of each client through its automatic system, provides personalized […]

Creditoh.com is a fintech startup that offers a digital-based mortgage advisory service aimed at end customers (B2C) and real estate professionals (B2B) seeking financing for the purchase of a home. The company searches for the best mortgage offer in the sector according to the financial profile of each client through its automatic system, provides personalized advice and carries out the entire management of the transaction from the first contact to the signing at the notary’s office.

Creditoh.com transforms a traditionally slow process into a dynamic and professional one thanks to its know-how and the use of digital media as the basis for an operational management focused on the client.

The company was launched on June 6, 2017 in beta phase to make its official launch on October 1 of the same year. Its founder David Crespo, with more than 15 years in the financial sector specializing in the face-to-face mortgage market, launched Creditoh.com when he detected the need for a quality service to the end customer through digital media that would simplify management in a comprehensive manner.

The customer response has been incredibly positive, with more than 5,000 requests for feasibility studies since the launch.

Unnax exists to meet a growing demand in the market: the need for access to as-a-service financial technologies. The startup was founded in 2016

Unnax exists to meet a growing demand in the market: the need for access to as-a-service financial technologies. Today, more and more companies are jumping on the fintech bandwagon in search of ways to improve the quality of their services and evolve their business models. But building these new financial services requires banking technology and […]

Unnax exists to meet a growing demand in the market: the need for access to as-a-service financial technologies.

Today, more and more companies are jumping on the fintech bandwagon in search of ways to improve the quality of their services and evolve their business models. But building these new financial services requires banking technology and regulatory authorization. Unnax, as a Banking as a Service provider, enables companies to develop innovative financial services. And it does so on the basis of a modular technology infrastructure that covers dozens of use cases. From user validation, to the creation of bank accounts, payment management, or the analysis of financial data for scoring processes.

Unnax is the first Spanish fintech to hold a triple license from the Bank of Spain (AISP, PISP and Electronic Money Institution). This qualifies it to offer banking aggregation services; smart payments; bank accounts; and virtual wallets. As well as onboarding and fraud prevention services. This range of technologies, accessible through a single API, makes Unnax the ideal toolbox for building the financial services of the future.

The startup, which was founded by Julián Díaz-Santos Hernández and Jordi Pérez Roselló in 2016, has raised €9 million to date with investors such as Grupo Elektra, Swaanlab Venture Factory, Athos Capital, Prosegur and Bankinter, among others.

Unnax is present in Spain, Portugal, Italy, France and Mexico.

Help Flash is the leading product from the Spanish startup Netun Solutions. This invention has led to the creation of a new segment, the V16 light signals.

Help Flash is the leading product from the Spanish startup Netun Solutions. This invention has led to the creation of a new segment, the V16 light signals. Its acceptance and validation by both the market and institutions has been such that it has been the subject of a regulatory modification that has led to a change […]

Help Flash is the leading product from the Spanish startup Netun Solutions. This invention has led to the creation of a new segment, the V16 light signals. Its acceptance and validation by both the market and institutions has been such that it has been the subject of a regulatory modification that has led to a change in the way in which drivers must signal in the event of a breakdown or accident on the road.

This automatic magnetically activated light device is designed to save lives by replacing dangerous emergency triangles and making signaling safer, quicker, and more intuitive. Thanks to Help Flash, in the event of an incident on the road, the driver can make themselves visible without having to leave the passenger compartment of the vehicle or taking unnecessary risks.

The device, which has won several awards, is recommended by the competent authority, and is already installed in more than 1 million vehicles. Following the forthcoming reform of Spanish roadside assistance regulations, an exponential increase in sales is expected.

The next step is an ambitious international expansion plan starting with EU countries and the UK.

Kuorum is a tech company that provides solutions for electronic voting and digital identity. Its technology allows all types of organizations to launch an online voting platform in less than a minute. Its clients organize shareholders meetings, assemblies, elections and other kinds of secure and legally valid processes.

Kuorum is a tech company that provides solutions for electronic voting and digital identity. Its technology allows all types of organizations to launch an online voting platform in less than a minute. Its clients organize shareholders meetings, assemblies, elections and other kinds of secure and legally valid processes.

Kuorum-based e-voting platforms are customizable in logo, colors, image and domain. They have a powerful contact manager that allows you to manage different voting rights, email blasts for poll calls, and user profiles for individuals and legal entities.

Kuorum complies with the European Regulation of Electronic Identification (REU 910/2014) and with the National Security Scheme. Its technology is the result of more than five years of research and development in the field of security and usability.

The company was founded in Madrid in 2013 and since then it has worked with public and private clients in seven countries and two continents. In 2016, its digital platform was awarded Best Technology of the Year by the Washington Academy of Political Arts and Sciences in the United States. In 2020 the United Nations Global Compact awarded its contribution to Sustainable Development Goal (SDG) 16 – Peace, Justice and Strong Institutions.

Guillermo Contreras and Jesús Mora, two computer engineers born in Madrid in 1984, founded PitagorinesGroup in 2017

Guillermo Contreras and Jesús Mora, two computer engineers born in Madrid in 1984, founded PitagorinesGroup in 2017. And they did so after a long career in the IT sector and technological consultancy with experience in Santander or Telefónica, among others. With an entrepreneurial mind and a technological heart, their vision is to be the benchmark […]

Guillermo Contreras and Jesús Mora, two computer engineers born in Madrid in 1984, founded PitagorinesGroup in 2017. And they did so after a long career in the IT sector and technological consultancy with experience in Santander or Telefónica, among others.

With an entrepreneurial mind and a technological heart, their vision is to be the benchmark Digital Engineering Studio in the development of digital solutions. Thus, they bring technological talent and quality software closer to the greatest number of people and companies. With talent and knowledge, their mission is to build the digital DNA of companies and their clients through scalable and cutting-edge technology.

Its main areas of expertise are the design and development of mobile applications, websites, and all types of full-stack development. They have a multidisciplinary team of engineers and technicians capable of building end-to-end digital solutions from ideation and development to market launch, maintenance, and operation.

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Its business is developed at a global level with work in Spain, Dubai, USA, and Germany, among others. The projects it has carried out for Thyssenkrupp, KPMG, Pernod Ricard, Airbus, Inspiralia, Global Exchange, the Sicomoro Foundation and the Royal Academy of Sciences are some examples of his work.

They have extensive experience in languages and technology such as React Native, .Net, Java, Android, Swift for iOS, Angular JS, React JS, Node JS, PHP, HTML 5, WordPress, Drupal, Shopify, Prestashop, MySQL, Mongo DB, etc. As well as a strong focus on innovation. That is why they invest resources in new technologies such as Blockchain, being part of the Blockchain Ecosystem Consortium of Alastria.

Recognized for their work they have received prestigious awards during this time. An example is the application of the year for Apple with the Wonowo app or the URJC Alumni Award for their professional career. They have also received the European Horizon 2020 quality seal. In this way they have obtained funding for their innovation projects. They are also partners and sponsors of the Royal Academy of Sciences.

Factorial is a human resources software developed to digitize companies by integrating human management processes such as time control, clocking in, holiday and absence management, payroll incidents, search process, recruitment and induction of personnel, cost control and internal communication, among others.

Factorial is a human resources software developed to digitize companies by integrating human management processes such as time control, clocking in, holiday and absence management, payroll incidents, search process, recruitment and induction of personnel, cost control and internal communication, among others.

Factorial HR is a cloud-based software available for computers and iOS and Android mobile devices, which is constantly being updated in order to provide workers and managers with an optimal, intuitive and secure user experience.

Currently more than 60 thousand renowned companies trust Factorial to carry out their human resources management, being present in countries such as Spain, France, Italy, Germany, United Kingdom, Portugal, United States, Mexico and Brazil.

The company, founded by Jordi Romero, Pau Ramón and Bernat Farrero, connects human resources management with benefits for employees with flexible remuneration, while gathering key information for measuring performance, aimed at contributing to dynamic decision-making. Its target audience is human resources managers, company managers and consultants who need to manage all types of teams.

The software offers great advantages for HR managers, since from the employee portal section, it is possible to upload, manage and share documents such as contracts, payrolls, personal identification and even medical leave receipts, all of which can be legalized through the use of electronic signatures.

The company has a team of more than 100 expert professionals working in Barcelona, with the aim of revolutionizing the role of human resources managers within companies.

At the beginning of 2020, Factorial achieved the highest investment round in Spain with €15 million. The operation was led by CRV, a Silicon Valley investor in Twitter, Dropbox and Zendesk. The company has managed to multiply its turnover eight-fold and grow internationally by offering even more functionalities.

Advancing is the first immediate liquidity solution for owners of rental properties. It is a fintech specialized in advancing to the owners who have rented properties the 12 monthly payments that their tenant would have to pay him/her month by month

Advancing brings total peace of mind to the owner, allowing him/her access to alternative and flexible financing. It also protects them against partial and total non-payment since it includes a non-payment insurance. The startup is the only solution on the market that advances owners one year of their rent.

Any owner can benefit from this service, regardless of whether they have an apartment, an office, or commercial premises. The only requirement is that the rental contract with the tenant must be valid for at least 12 months.

Applying for it is quite easy. The owner only has to make the application, provide personal data and legal documentation. The platform verifies all the documentation with its insurance company and, once the operation is approved, makes the deposit in the owner’s account in less than 24 hours. And during the process the owner will receive all the advice he needs to solve any doubt.

Advancing was created through the venture builder Mutter Ventures. This is the first “pre-corporate” venture builder in Spain. Its mission is to build startups that reinvent or create services and products from scratch within mature sectors. All this through technological solutions focused on satisfying a need. Mutter Ventures is founded by Christian Rodríguez Fornós, Guillermo Antonio Gaspart Bueno, Carlos Galí Pardo and Alfonso Le Monnier Forga.

Reprotect is a company specialized in the design and manufacture of reusable sanitary masks. It has different collections, fabrics, and its own product lines.

Reprotect is a company specialized in the design and manufacture of reusable sanitary masks. It has different collections, fabrics, and its own product lines. They are also licensees of the masks used by FC Barcelona, Athletic de Bilbao, and Sevilla FC. The company also has another brand called UrbnMSK. It is the first multi-brand online […]

Reprotect is a company specialized in the design and manufacture of reusable sanitary masks. It has different collections, fabrics, and its own product lines. They are also licensees of the masks used by FC Barcelona, Athletic de Bilbao, and Sevilla FC. The company also has another brand called UrbnMSK. It is the first multi-brand online marketplace with a physical store specializing in protective products related to Covid-19 with a very urban and youthful style.

Reprotect is born from the venture builder Mutter Ventures. This is the first “pre-corporate” venture builder in Spain. Its mission is to build startups that reinvent or create services and products from scratch within mature sectors. All this through technological solutions focused on satisfying a need. Mutter Ventures is founded by Christian Rodríguez Fornós, Guillermo Antonio Gaspart Bueno, Carlos Galí Pardo and Alfonso Le Monnier Forga.

Bulldoc is an insurtech/legaltech company that offers the first legal protection insurance for contracts and invoices in the market.

Bulldoc is an insurtech/legaltech company that offers the first legal protection insurance for contracts and invoices in the market. It applies the pay per use concept to the world of legal protection insurance. It covers the assistance and all the legal process for the claim of any breach between companies, professionals, and individuals, in areas […]

Bulldoc is an insurtech/legaltech company that offers the first legal protection insurance for contracts and invoices in the market. It applies the pay per use concept to the world of legal protection insurance. It covers the assistance and all the legal process for the claim of any breach between companies, professionals, and individuals, in areas such as buying and selling, services, real estate, among others.

Its protection insurance offers the client the peace of mind of knowing that, in the event of suffering any breach of their contracts or invoices, they have all the advice and management of the entire claim process by amicable or judicial means from lawyers. All without wasting your time or assuming any additional cost.

To protect a contract, you only need to upload it to our web platform and activate the protection in less than 1 minute. From that moment on the client is covered and protected in relation to that contract or invoice. If any situation of non-compliance appears, you will only have to report the incident and forget about it. The Bulldoc legal team and the network of lawyers will be responsible for claiming and defending your interests by the most appropriate means in each case.

Right now, they already offer the protection of multiple types of contracts that cover the needs of individuals. Some examples: purchase and sale of secondhand vehicles, renovations, real estate, and rentals; and professionals or companies: insuring contracts and invoices to customers and suppliers.

Bulldoc was born from the venture builder Mutter Ventures, the first “pre-corporate” venture builder in Spain. Its mission is to build startups that reinvent or create services and products from scratch within mature sectors. All this through technological solutions focused on satisfying a need. Mutter Ventures is founded by Christian Rodríguez Fornós, Guillermo Antonio Gaspart Bueno, Carlos Galí Pardo and Alfonso Le Monnier Forga.

Cobramus is a Spanish company dedicated to the management and claim of unpaid invoices.

Cobramus is a Spanish company dedicated to the management and claim of unpaid invoices. Its service is based on the assignment of collection rights on an unpaid invoice, through which it is in charge of initiating all legal and claim processes as the new “owner” of the debt. The way in which this assignment is […]

Cobramus is a Spanish company dedicated to the management and claim of unpaid invoices. Its service is based on the assignment of collection rights on an unpaid invoice, through which it is in charge of initiating all legal and claim processes as the new “owner” of the debt. The way in which this assignment is compensated to the initial owner of the debt is by paying him 82% of everything that is recovered from the debt.

Cobramus was born from the venture builder Mutter Ventures. This is the first “pre-corporate” venture builder in Spain. Its mission is to build startups that reinvent or create services and products from scratch within mature sectors. All this through technological solutions focused on satisfying a need. Mutter Ventures is founded by Christian Rodríguez Fornós, Guillermo Antonio Gaspart Bueno, Carlos Galí Pardo and Alfonso Le Monnier Forga.

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