Unnax exists to meet a growing demand in the market: the need for access to as-a-service financial technologies.
Today, more and more companies are jumping on the fintech bandwagon in search of ways to improve the quality of their services and evolve their business models. But building these new financial services requires banking technology and regulatory authorization. Unnax, as a Banking as a Service provider, enables companies to develop innovative financial services. And it does so on the basis of a modular technology infrastructure that covers dozens of use cases. From user validation, to the creation of bank accounts, payment management, or the analysis of financial data for scoring processes.
Unnax is the first Spanish fintech to hold a triple license from the Bank of Spain (AISP, PISP and Electronic Money Institution). This qualifies it to offer banking aggregation services; smart payments; bank accounts; and virtual wallets. As well as onboarding and fraud prevention services. This range of technologies, accessible through a single API, makes Unnax the ideal toolbox for building the financial services of the future.
The startup, which was founded by Julián Díaz-Santos Hernández and Jordi Pérez Roselló in 2016, has raised €9 million to date with investors such as Grupo Elektra, Swaanlab Venture Factory, Athos Capital, Prosegur and Bankinter, among others.
Unnax is present in Spain, Portugal, Italy, France and Mexico.
2021 has started well. The month of January exceeded €150 million invested in startups in Spain, €152.267 million in a total of 31 public operations to be exact.